{"id":2585,"date":"2022-10-07T02:09:45","date_gmt":"2022-10-06T20:39:45","guid":{"rendered":"https:\/\/www.enggrecruit.com\/blog\/?post_type=web-story&#038;p=2585"},"modified":"2022-10-07T02:09:48","modified_gmt":"2022-10-06T20:39:48","slug":"how-to-get-a-cheaper-car-insurance-premium","status":"publish","type":"web-story","link":"https:\/\/www.enggrecruit.com\/blog\/web-stories\/how-to-get-a-cheaper-car-insurance-premium\/","title":{"rendered":"How to Get a Cheaper Car Insurance Premium"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\" \/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\" \/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link 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publisher-logo-src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/09\/ER-WEB-Final-Transparent.png\" title=\"How to Get a Cheaper Car Insurance Premium\" poster-portrait-src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a5-4.jpg\"><amp-story-page id=\"d3ce72db-fb74-48ac-8ec7-283fe8eeb5cd\" auto-advance-after=\"4s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d0cbce\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-2d0be043-ac43-493c-bd63-3d5313fe8df6\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-12.13733%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a5-4.jpg\" alt=\"a5\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a5-4.jpg 640w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a5-4-450x600.jpg 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a5-4-225x300.jpg 225w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a5-4-150x200.jpg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:40.29126%;width:68.93204%;height:19.25566%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-11ff008f-c883-40d2-a974-a18d37b58073\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.2176056338028176% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.453074em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700;color: #fff\">How to Get a Cheaper Car Insurance Premium<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"a5787a8c-db2d-452e-8d0d-aecb2000c283\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-00a23d6f-4279-4dfa-a9fb-dfe5b39d559c [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(31.654148458320147%, 0, 0) translate(25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.14,.34,.47,.9)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#c7c3b8\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-00a23d6f-4279-4dfa-a9fb-dfe5b39d559c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-4b0fbbf9-58db-4d25-94f1-90727a5cf5a8\">\n<div style=\"position:absolute;width:304.76191%;height:100%;left:-96.46979%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/aa-1.jpg\" alt=\"aa\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/aa-1.jpg 1200w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/aa-1-1024x597.jpg 1024w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/aa-1-768x448.jpg 768w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/aa-1-450x263.jpg 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/aa-1-300x175.jpg 300w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/aa-1-150x88.jpg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:35.59871%;width:68.93204%;height:64.40129%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-ca8c6d42-9f7c-41b4-a012-79bd6abe0665\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.17411971830986% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.436893em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">As rising prices squeeze family budgets, Americans are looking to rein in spending where they can and one area where households might be spending more than they need to is on car insurance.<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"0151a5ec-394e-425a-a492-6bc08bc6288a\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e946e7ab-4145-4bec-80c7-682dc67d0213 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate(-13.476620419435726%, 0%) scale(1.5)\",\"translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#77948b\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-e946e7ab-4145-4bec-80c7-682dc67d0213\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ce76768c-c6f7-42a9-93de-5561757229ca\">\n<div style=\"position:absolute;width:266.66667%;height:100%;left:-128.2554%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a7-6.jpg\" alt=\"a7\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a7-6.jpg 1200w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a7-6-1024x683.jpg 1024w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a7-6-768x512.jpg 768w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a7-6-450x300.jpg 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a7-6-300x200.jpg 300w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a7-6-150x100.jpg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:14.07767%;top:68.12298%;width:68.93204%;height:31.71521%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-80555572-ce39-4092-bd80-1bb6c2bd6f71\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.17411971830986% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.436893em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">U.S. car insurance rates rose 3 percent in 2021, with the average annual premium now costing $1,529.<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"d3c39b18-e374-4695-9998-d7a70018f34f\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-968c67b8-0ee0-4cb6-87c2-03ba7caffb4f [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(-35.906111966769046%, 0, 0)\",\"translate3d(0%, 0, 0)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#43464b\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-968c67b8-0ee0-4cb6-87c2-03ba7caffb4f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-f87fdf62-afc5-4dc0-8ce9-6e528a1429ff\">\n<div style=\"position:absolute;width:316.19763%;height:100%;left:-102.66335%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a6-2.jpg\" alt=\"a6\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a6-2.jpg 948w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a6-2-768x432.jpg 768w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a6-2-450x253.jpg 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a6-2-300x169.jpg 300w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a6-2-150x84.jpg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:55.17799%;width:68.93204%;height:44.82201%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-686f2166-46b0-49cc-8229-7af085c99813\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.17411971830986% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.436893em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">A number of factors have contributed to the rise in rates, including higher prices for cars and replacement parts and an increase in crashes.<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"d3534840-c4d2-4cf5-8d99-86d9dc3097a2\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e453b2c0-8c74-4609-94ad-32759a6779cc [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(40.15568293369362%, 0, 0)\",\"translate3d(0%, 0, 0)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#cccccb\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-e453b2c0-8c74-4609-94ad-32759a6779cc\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-b1eaa8d7-9cf7-4434-abd8-0d6ff516accf\">\n<div style=\"position:absolute;width:288.27887%;height:100%;left:-115.76035%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a4-6.webp\" alt=\"a4\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a4-6.webp 827w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a4-6-768x474.webp 768w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a4-6-450x278.webp 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a4-6-300x185.webp 300w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a4-6-150x93.webp 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:68.28479%;width:68.93204%;height:31.71521%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-f3edae30-33c3-4a3a-8b0d-b657796a840f\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.17411971830986% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.436893em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">And, with traffic returning to pre-pandemic levels, insurance premiums are on the rise.<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"bd291fff-794c-4787-93d0-1089d2a39061\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d677641b-8303-44d4-bc35-361a3972cc65 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(2.8670784235190783%, 0, 0) translate(25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.14,.34,.47,.9)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#dbd4cc\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-d677641b-8303-44d4-bc35-361a3972cc65\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e42c6ced-0b3b-4bac-9e1e-56c111f24d4a\">\n<div style=\"position:absolute;width:325.07937%;height:100%;left:-9.32028%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a3-2.jpg\" alt=\"a3\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a3-2.jpg 1280w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a3-2-1200x656.jpg 1200w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a3-2-1024x560.jpg 1024w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a3-2-768x420.jpg 768w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a3-2-450x246.jpg 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a3-2-300x164.jpg 300w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a3-2-150x82.jpg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:55.17799%;width:68.93204%;height:44.82201%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-a2776ae8-e61d-44e8-b0e0-7072bcd8ab74\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.17411971830986% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.436893em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">Fortunately, there are ways to reduce your insurance premiums and potentially save yourself hundreds of dollars on your auto insurance.<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"0d00a96f-3932-4c60-a5fb-0ac17f1f3a0f\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-eb58febb-8c93-44ee-961a-f95b47812494 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate(-25%, 0%) scale(1.5)\",\"translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#463f3e\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-eb58febb-8c93-44ee-961a-f95b47812494\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-55026a19-abd0-4f7f-a3b7-1623b033ed8a\">\n<div style=\"position:absolute;width:284.44445%;height:100%;left:-184.44445%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a2-4.jpg\" alt=\"a2\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a2-4.jpg 2048w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a2-4-1536x960.jpg 1536w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a2-4-1200x750.jpg 1200w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a2-4-1024x640.jpg 1024w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a2-4-768x480.jpg 768w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a2-4-450x281.jpg 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a2-4-300x188.jpg 300w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a2-4-150x94.jpg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:50%;width:68.93204%;height:51.45631%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-3c8b7511-b4de-4100-9659-f47a18a0959f\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.17411971830986% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.436893em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700;color: #fff\">1. Maintain a Clean Driving Record<\/span><\/p>\n<p><span style=\"color: #fff\">The best way to reduce your car insurance premium is to drive sensibly and build up your no-claims bonus.<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"6512b812-17c6-4827-bf49-bb2fd87da68d\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d3cca18b-2b35-4ae4-9e36-43b92be82a49 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(30.79983616417538%, 0, 0)\",\"translate3d(0%, 0, 0)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#c1bbbc\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-d3cca18b-2b35-4ae4-9e36-43b92be82a49\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-b59f00aa-add2-4bdb-812e-4c513125240a\">\n<div style=\"position:absolute;width:266.58336%;height:100%;left:-82.10724%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a1-3.jpg\" alt=\"a1\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a1-3.jpg 1600w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a1-3-1536x1024.jpg 1536w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a1-3-1200x800.jpg 1200w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a1-3-1024x683.jpg 1024w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a1-3-768x512.jpg 768w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a1-3-450x300.jpg 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a1-3-300x200.jpg 300w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a1-3-150x100.jpg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:15.53398%;top:42.0712%;width:68.93204%;height:57.9288%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-5da8a615-5549-4666-8648-0ae0d0bc718c\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.17411971830986% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.436893em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">Some insurers offer discounts to drivers with clean records over a long span of driving, which means if you don&#8217;t make a claim on your insurance, you should see a reduction in your annual cost.<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"b892137e-b520-40ba-86a3-b519314aba6f\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-a6839732-d3c3-4b98-b7ca-6d4a998b7787 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(-38.40701811199465%, 0, 0)\",\"translate3d(0%, 0, 0)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d0cac6\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-a6839732-d3c3-4b98-b7ca-6d4a998b7787\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-04285313-e50e-45a9-89d4-0e454b0aa29e\">\n<div style=\"position:absolute;width:304.76191%;height:100%;left:-87.71195%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a9-4.jpg\" alt=\"a9\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a9-4.jpg 1200w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a9-4-1024x597.jpg 1024w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a9-4-768x448.jpg 768w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a9-4-450x263.jpg 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a9-4-300x175.jpg 300w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/a9-4-150x88.jpg 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:16.74757%;top:41.90939%;width:66.99029%;height:57.9288%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-32afda8b-d84f-4b44-acee-6f09bebf3395\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.2081521739130443% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.436893em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700;color: #fff\">2. Protect Your Vehicle<\/span><\/p>\n<p><span style=\"color: #fff\">You should take the appropriate steps to ensure your car is as secure as possible from break-ins or from natural disasters.<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"7493e396-b54f-4e24-9a8b-f5dc79280d03\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-77ee453d-1152-4fcc-bde4-411619c716fd [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate3d(9.216037098929233%, 0, 0) translate(25%, 0%) scale(1.5)\",\"translate3d(0%, 0, 0) translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.14,.34,.47,.9)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#c7b9b0\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-77ee453d-1152-4fcc-bde4-411619c716fd\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-3820e23d-fb57-4c63-8b27-e7f3d724b3c8\">\n<div style=\"position:absolute;width:133.38544%;height:100%;left:-12.29285%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a1.png\" alt=\"a1\" srcSet=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a1.png 640w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a1-450x600.png 450w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a1-225x300.png 225w,https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a1-150x200.png 150w\" sizes=\"(min-width: 1024px) 143vh, 317vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:13.59223%;top:18.60841%;width:72.81553%;height:24.11003%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-47925d36-6ca7-43b5-9ed0-6d4ea565e0e7\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:-1.4408333333333339% 0;font-family:&quot;Source Serif Pro&quot;,serif;font-size:0.566343em;line-height:1.5;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700;color: #fff\">How to Find Your Stolen Phone in India<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.23301%;top:76.3754%;width:67.23301%;height:21.35922%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;background-color:rgba(196,196,196,0.75)\" id=\"el-52e8f86c-b5fa-43ed-8256-44bdc16b55c3\"><a href=\"https:\/\/www.enggrecruit.com\/blog\/web-stories\/how-to-find-your-stolen-phone-in-india\/\" data-tooltip-icon=\"https:\/\/www.enggrecruit.com\/blog\/wp-content\/uploads\/2022\/10\/cropped-a1.png\" data-tooltip-text=\"How to Find Your Stolen Phone in India - Latest News\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<h1 class=\"fill text-wrapper\" style=\"white-space:pre-line;margin:0.6364620938628165% 0;font-family:&quot;Oswald&quot;,sans-serif;font-size:0.695793em;line-height:1.4;text-align:center;padding:1.444043321299639% 2.888086642599278%;color:#000000\"><span><span style=\"font-weight: 700;color: #ff5858;letter-spacing: 0.02em;text-transform: uppercase\">Find out more here<\/span><\/span><\/h1>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>How to Get a Cheaper Car Insurance Premium.As rising prices squeeze family budgets, Americans are looking to rein in spending where they can and one area where households might be spending more than t<\/p>\n","protected":false},"author":1,"featured_media":2598,"template":"","meta":{"web_stories_publisher_logo":2308,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[620,619,617,618,616],"class_list":["post-2585","web-story","type-web-story","status-publish","has-post-thumbnail"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.0 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Get a Cheaper Car Insurance Premium - Latest News<\/title>\n<meta name=\"description\" content=\"How to Get a Cheaper Car Insurance Premium.As rising prices squeeze family budgets, Americans are looking to rein in spending where they can and one area where households might be spending more than t\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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