The Namo Lakshmi Yojana, launched by the Gujarat government in 2024, is a transformative initiative aimed at supporting female students in secondary and higher secondary education. With a vision to reduce dropout rates and promote gender equality in education, this scheme provides financial assistance to girls studying in Classes 9 to 12. Announced on February 2, 2024, by Finance Minister Kanubhai Desai, the scheme has a budget allocation of Rs. 1,250 crore for the fiscal year 2024-25, targeting approximately 10 lakh beneficiaries across government, aided, and private schools.
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Namo Laxmi Yojana Gujarat Online Apply
| Field | Details |
|---|---|
| Scheme Name | Namo Lakshmi Yojana |
| Started By | Gujarat Finance Minister Kanubhai Desai |
| Beneficiaries | Girl students from Class 9 to Class 12 |
| Benefit | ₹50,000 scholarship |
| Objectives | To encourage school education for girls |
| Launched Year | February 2, 2024 |
| Apply Mode | Online/Offline |
| Official Website | To be launched soon |
Objectives and Impact
The primary goal of the Namo Lakshmi Yojana is to ensure that girls from economically weaker sections can complete their education without financial barriers. By offering scholarships, the scheme encourages higher enrollment, reduces dropouts, and improves the nutritional and health status of adolescent girls. It aligns with Gujarat’s broader mission to achieve universal secondary education, building on the state’s success in universal primary education. Since its launch, over 4.37 lakh girls have registered, reflecting its widespread acceptance and potential to reshape educational outcomes.
Namo lakshmi yojana benefits
The scheme provides a total scholarship of Rs. 50,000 over four years to eligible female students. The financial assistance is distributed as follows:
| Class | Monthly Assistance | Duration | Total Annual Amount | Additional Bonus |
|---|---|---|---|---|
| Class 9 | Rs. 500 | 10 months | Rs. 5,000 | – |
| Class 10 | Rs. 500 | 10 months | Rs. 5,000 | Rs. 10,000 (after passing Class 10 board exam) |
| Class 11 | Rs. 750 | 10 months | Rs. 7,500 | – |
| Class 12 | Rs. 750 | 10 months | Rs. 7,500 | Rs. 15,000 (after passing Class 12 board exam) |
Total Assistance: Rs. 50,000 (Classes 9 to 12) This structured payout ensures continuous support throughout the secondary education journey, with milestone bonuses to motivate academic progress.
Namo lakshmi yojana Eligibility Criteria
To avail the benefits of the Namo Lakshmi Yojana, students must meet the following requirements:
- Gender: Only female students are eligible.
- Residency: Must be a permanent resident of Gujarat.
- Education: Enrolled in Classes 9 to 12 in any government, aided, or private school recognized by the Gujarat Board or CBSE.
- Income Limit: Family annual income should not exceed Rs. 6,00,000.
- Attendance: Minimum 75% school attendance is required to remain eligible.
Namo Laxmi Yojana Gujarat Online Apply
Unlike many scholarship schemes, the Namo Lakshmi Yojana simplifies the application process for students. Girls do not need to apply individually. Instead, their respective schools handle the enrollment:
- Submission of Details: Students or their parents provide necessary documents (Aadhar card, bank account details, income certificate, etc.) to the school’s nodal officer.
- School’s Role: The nodal officer compiles a list of eligible students and submits it via the Digital Gujarat Portal (www.digitalgujarat.gov.in).
- Verification: The Education Department verifies the details, and selected beneficiaries are notified via SMS or email.
- Disbursement: Monthly financial assistance is transferred directly to the student’s bank account through Direct Beneficiary Transfer (DBT).
Challenges and Suggestions
While the scheme has been widely praised, some challenges have emerged. For instance, students with accounts in cooperative banks have faced issues, as some schools only accept accounts from nationalized banks. Additionally, discrepancies in documents like Aadhar cards or board exam results have caused delays for some applicants. To address these, the government could consider allowing cooperative bank accounts and streamlining document verification processes to ensure inclusivity.
Important Links
| Notification PDF | Click Here |
| Join Whatsapp Group | Click Here |
| Homepage | Click Here |
Conclusion
The Namo Lakshmi Yojana is a game-changer for girls’ education in Gujarat, offering financial support to pursue secondary and higher secondary education without economic constraints. By fostering academic continuity and empowering young women, the scheme paves the way for a brighter, more equitable future. For more details or to check eligibility, students can contact their school administration or visit the Digital Gujarat Portal.
FAQs
Q1: Who can apply for the Namo Lakshmi Yojana?
A: Female students studying in Classes 9 to 12 in government, aided, or private schools in Gujarat, with a family income below Rs. 6,00,000, are eligible.
Q2: How is the scholarship amount disbursed?
A: The amount is transferred monthly to the student’s bank account via DBT, with additional bonuses after passing Class 10 and Class 12 board exams.
Q3: Do students need to apply directly for the scheme?
A: No, schools handle the application process. Students must submit required documents to their school’s nodal officer.
Q4: What documents are required?
A: Key documents include the student’s Aadhar card, bank account details, income certificate, and proof of enrollment in Classes 9 to 12.
Q5: Can girls in private schools benefit from this scheme?
A: Yes, the scheme covers girls in government, aided, and private schools recognized by the Gujarat Board or CBSE.